Travel
Insurance
Let BestLife insure your international
travel as you live your best life!
Your Surety Companion on
Your Travel
Whether it’s business or pleasure, Bestlife covers your journey with comprehensive benefits such as medical expense coverage, medical transportation, and repatriation of mortal remains. We also assist with lost baggage and card replacement. In addition, you’re protected against trip cancellations, personal liability, and unexpected delays. If family matters interrupt your plans, we offer reimbursement for trip curtailment.
Travel confidently knowing Bestlife has you covered!
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What Travel Insurance Do You Need?
Classic Benefits World
| Classic - Cover (Rest of the World) | Benefit(s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Relay of Urgent Messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included - Service only |
$0 |
|
General Information |
Included - Service Only |
$0 |
|
Hijack |
$50 Hour Max. 100 Hours |
$0 |
|
Medical Transportation and Repatriation |
||
|
Medical Transportation or Repatriation |
$40,000 |
$0 |
|
Transport of a Person Due to the Hospitalisation of the Insured |
NIL |
5 Days |
|
Stay of a Person Due To The Hospitalisation of the Insured |
$100 Day Max. 10 Days |
5 days |
|
Transportation of Repatriation of the Accompanying Inusreds |
$1,500 |
$0 |
|
Medical Expenses |
||
|
Medical Expenses Abroad - Covid 19 Included |
$40,000 |
$30 |
|
Compulsory Quarantine in case of Infection with Covid-19 |
$80 Per Day – Max. 14 Days |
$30 |
|
First Medical Assistance Abroad |
Included in General Limit |
$30 |
|
Dental Expenses |
$500 |
$25 |
|
Pharmaceutical Expenses |
Included in General Limit |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation of the Deceased Insured |
$10,000 |
$0 |
|
Luggage |
||
|
Indemnity Due To Problems with the Checked-In Luggage (Accidental Damage, Loss, Robbery) |
$1,500 |
$50 |
|
Compensation For Baggage Delay |
$250 |
4 Hours |
|
Cancellation |
||
|
Reimbursement of the Cancellation Expenses of The Trip |
$2,000 |
$100 |
|
Delays |
||
|
Indemnity Due To The Transport Departure Delay |
$300 |
4 Hours |
|
Curtailment |
||
|
Curtailment Expenses |
$2,000 |
$100 |
|
Early Return Due To Serious Family Matter |
Same Class Ticket |
$0 |
|
Personal Accidents |
||
|
Accidental Death Means of Transport |
$20,000 |
$0 |
|
Permanent Accidental Disability (Means of Transport) |
% As Per Scale |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical Damages To Third- Parties |
$100,000 |
$0 |
|
Legal Defence (Not Traffic) |
$3,500 |
$0 |
|
Deposit For Legal Costs and Expenses |
$3,000 |
$0 |
|
Personal Liability Due To Material Damages To Third-Parties |
$100,000 |
$0 |
|
Complementary Medical Covers |
||
|
Hospital Compensation |
$35 Day Max. 10 Days |
$0 |
|
Complementary Card Covers |
||
|
Replacement of The Passport and The Driving Licence By Emergency Documents |
$500 |
$0 |
Classic Benefits Asia
| Classic - Cover (Asia) | Benefit (s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Relay of Urgent Messages |
Included Service |
$0 |
|
Dispatch of Medication |
Included Service |
$0 |
|
General Information |
Included Service |
$0 |
|
Hijack |
NIL |
$0 |
|
Medical Transportation & Repatriation |
||
|
Medical Transportation or Repatriation |
$15,000 |
$0 |
|
Transport of a person due to the Hospitalisation of the Insured |
NIL |
$0 |
|
Stay of a Person Due To The Hospitalisation Of The Insured |
NIL |
|
|
Transportation of Repatriation of the Accompanying Insured |
$1,500 |
$0 |
|
Medical Expenses |
||
|
Medical Expenses Abroad - Covid 19 Included |
$15,000 |
$30 |
|
Compulsory Quarantine In Case of Infection with Covid-19 |
$80 Per day – Max. 14 days |
$0 |
|
First Medical Assistance Abroad |
Included In General |
$30 |
|
Dental Expenses |
$100 |
$25 |
|
Pharmaceutical Expenses |
Included in General |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport Or Repatriation Of The Deceased Insured |
$10,000 |
$0 |
|
Luggage |
||
|
Indemnity Due To Problems With The Checked - In Luggage |
$1,500 |
$50 |
|
Compensation for Baggage Delay |
$250 |
4 Hours |
|
Cancellation |
||
|
Reimbursement Of The Cancellation Expenses Of The Trip |
NIL |
$0 |
|
Delays |
||
|
Indemnity Due To The Transport Departure Delay |
NIL |
$0 |
|
Curtailment |
||
|
Curtailment Expenses |
NIL |
$0 |
|
Early Return Due To Serious Family Matter |
NIL |
$0 |
|
Personal Accidents |
||
|
Accidental Death Means Of Transport |
NIL |
$0 |
|
Permanent Accidental Disability (Means Of Transport) |
NIL |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical Damages To Third- Parties |
NIL
|
$0 |
|
Legal Defence (Not Traffic) |
NIL |
$0 |
|
Deposit For Legal Costs and Expenses |
NIL |
$0 |
|
Personal Liability Due To Material Damages To Third-Parties |
NIL |
$0 |
|
Complementary Medical Cover |
||
|
Hospital Compensation |
NIL |
$0 |
|
Complementary Card Cover |
||
|
Replacement Of The Passport and The Driving License By Emergency Documents |
$500 |
$0 |
Classic Benefits Africa
| Classic - Cover (Africa) | Benefit (s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Relay of Urgent Messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included - Service Only |
$0 |
|
General Information |
Included - Service Only |
$0 |
|
Hijack |
NIL |
$0 |
|
Medical Transportation and Repatriation |
||
|
Medical Transportation or Repatriation |
$15,000 |
$0 |
|
Transport of a Person Due to the Hospitalisation of the Insured |
NIL |
$0 |
|
Stay of a Person Due To The Hospitalisation of The Insured |
NIL |
$0 |
|
Transportation of Repatriation of the Accompanying Insureds |
$1,500 |
$0 |
|
Medical Expenses |
||
|
Medical Expenses Abroad - Covid 19 Included |
$15,000 |
$30 |
|
Compulsory Quarantine In Case of Infection with Covid-19 |
$80 Per Day – Max. 14 Days |
$0 |
|
First Medical Assistance Abroad |
Included in General Limit |
$30 |
|
Dental Expenses |
$100 |
$25 |
|
Pharmaceutical Expenses |
Included in General Limit |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation of The Deceased Insured |
$10,000 |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation of The Deceased Insured |
$10,000 |
$0 |
|
Luggage |
||
|
Indemnity Due To Problems With The Checked-In Luggage (Accidental Damage, Loss, Robbery) |
$1,500 |
$50 |
|
Compensation For Baggage Delay |
$250 |
4 Hours |
|
Cancellation |
||
|
Reimbursement of the Cancellation Expenses of the Trip |
NIL |
$0 |
|
Delays |
||
|
Indemnity Due To The Transport Departure Delay |
NIL |
4 Hours |
|
Curtailment |
||
|
Curtailment Expenses |
NIL |
$0 |
|
Early Return Due To Serious Family Matter |
NIL |
$0 |
|
Personal Accidents |
||
|
Accidental Death Means of Transport |
NIL |
$0 |
|
Permanent Accidental Disability (Means of Transport) |
NIL |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical Damages To Third- Parties |
NIL |
$0 |
|
Legal Defence (Not Traffic) |
NIL |
$0 |
|
Deposit For Legal Costs and Expenses |
NIL |
$0 |
|
Personal Liability Due To Material Damages To Third-Parties |
NIL |
$0 |
|
Complementary Medical Covers |
||
|
Hospital Compensation |
NIL |
$0 |
|
Complementary Card Cover |
||
|
Replacement of The Passport and The Driving License By Emergency Documents |
$500 |
$0 |
Classic Benefits Europe
| Classic - Cover (Europe) | Benefit (s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Relay of Urgent Messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included - Service Only |
$0 |
|
General Information |
Included - Service Only |
$0 |
|
Hijack |
NIL |
$0 |
|
Medical Transportation and Repatriation |
||
|
Medical Transportation or Repatriation |
$40,000 |
$0 |
|
Transport of a Person Due to the Hospitalisation of the Insured |
NIL |
$0 |
|
Stay of a Person Due To The Hospitalisation Of The Insured |
$100 Day Max. 10 Days |
5 days |
|
Transportation of Repatriation of the Accompanying Insured |
$1,500 |
$0 |
|
Medical Expenses |
||
|
Medical Expenses Abroad - Covid 19 Included |
$40,000 |
$30 |
|
Compulsory Quarantine in case of Infection with Covid-19 |
$80 Per Day – Max. 14 Days |
$0 |
|
First Medical Assistance Abroad |
Included in General Limit |
$30 |
|
Dental Expenses |
$100 |
$25 |
|
Pharmaceutical Expenses |
Included in General Limit |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation of The Deceased Insured |
$10,000 |
$0 |
|
Luggage |
||
|
Indemnity Due To Problems With The Checked-In Luggage (Accidental Damage, Loss, Robbery) |
$1,500 |
$50 |
|
Compensation For Baggage Delay |
$250 |
4 Hours |
|
Cancellation |
||
|
Reimbursement Of The Cancellation Expenses Of The Trip |
4 Hours |
NIL |
|
Delays |
||
|
Indemnity Due To The Transport Departure Delay |
$100 |
4 Hours |
|
Curtailment |
||
|
Curtailment Expenses |
NIL |
$100 |
|
Early Return Due To Serious Family Matter |
Same Class Ticket |
$0 |
|
Personal Accidents |
||
|
Accidental Death Means of Transport |
$10,000 |
$0 |
|
Permanent Accidental Disability (Means of Transport) |
% As Per Scale |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical Damages To Third-Parties |
NIL |
$0 |
|
Legal Defence (Not Traffic) |
NIL |
$0 |
|
Deposit For Legal Costs and Expenses |
NIL |
$0 |
|
Personal Liability Due To Material Damages To Third-Parties |
NIL |
$0 |
|
Complementary Medical Covers |
||
|
Hospital Compensation |
$35 Day Max. 10 Days |
$0 |
|
Complementary Card Covers |
||
|
Replacement Of The Passport and The Driving License By Emergency Documents |
$500 |
$0 |
Premier Excess
| PremierCover | Benefit (s) | Excess |
|---|---|---|
|
Personal assistance |
||
|
Relay of urgent messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included -service only |
$0 |
|
General Information |
Included -Service Only |
$0 |
|
Hijack |
$100 hour Max. 100 hours |
$0 |
|
Medical Transportation and repatriation |
||
|
Medical Transportation or repatriation |
$75,000 |
$0 |
|
Transport of a person due to the hospitalisation of the insured |
Return tickets economy class |
$0 |
|
S$200 Day Max. 10 Days |
S$200 Day Max. 10 Days |
5 days |
|
Transportation of Repatriation of the Accompanying inusreds |
$3,000 |
$0 |
Premier Benefits
| Premier Cover | Benefit (s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Relay of Urgent Messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included - Service Only |
$0 |
|
General Information |
Included -Service Only |
$0 |
|
Hijack |
$100 hour Max. 100 hours |
$0 |
|
Medical Transportation & Repatriation |
||
|
Medical Transportation or Repatriation |
$75,000 |
$0 |
|
Transport of a Person due to the Hospitalisation of the Insured |
Return tickets Economy Class |
5 Days |
|
Stay of a Person Due To The Hospitalisation OF The Insured |
$200 DAY MAX. 10 DAYS |
5 days |
|
Transportation or Repatriation of the Accompanying Insured |
$3,000 |
$0 |
|
Medical Expenses |
||
|
Medical Expense Abroad - Covid 19 Included |
$75,000 |
$30 |
|
Compulsory Quarantine in case of Infection with Covid-19 |
$80 Per Day – Max. 14 days |
$0 |
|
First Medical Assistance Abroad |
Included in General Limit |
$30 |
|
Dental Expenses |
$650 |
$25 |
|
Pharmaceutical Expenses |
Included in General Limit |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation Of The Deceased Insured |
$15,000 |
$0 |
|
Luggage |
||
|
Indemnity Due To Problems With The Checked-In Luggage (Accidental Damage, Loss, Robbery) |
$2,000 |
$50 |
|
Compensation For Baggage Delay |
$350 |
4 Hours |
|
Cancellation |
||
|
Reimbursement of The Cancellation Expenses of The Trip |
$3,000 |
$100 |
|
Delays |
||
|
Indemnity Due To The Transport Departure Delay |
$1,000 |
4 Hours |
|
Curtailment |
||
|
Curtailment Expenses |
$2,500 |
$100 |
|
Early Return Due To Serious Family Matter |
Same Class Ticket |
$0 |
|
Personal Accidents |
||
|
Accidental Death Means of Transport |
$20,000 |
$0 |
|
Permanent Accidental Disability (Means of Transport) |
% As Per Scale |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical Damages To Third- Parties |
$150,000 |
$0 |
|
Legal Defence (Not Traffic) |
$5,000 |
$0 |
|
Deposit For Legal Costs and Expenses |
$10,000 |
$0 |
|
Personal Liability Due To Material Damages To Third-Parties |
$150,000 |
$0 |
|
Complementary Medical Covers |
||
|
Hospital Compensation |
$50 Day Max.10 Days |
$0 |
|
Complementary Card Covers |
||
|
Replacement of The Passport and The Driving License by Emergency Documents |
$500 |
$0 |
Deluxe Excess
| Deluxe Cover | Benefit (s) | Excess |
|---|---|---|
|
Personal assistance |
||
|
Relay of urgent messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included -service only |
$0 |
|
General Information |
Included -Service Only |
$0 |
|
Hijack |
$100 hour Max. 100 hours |
$0 |
|
Medical Transportation and repatriation |
||
|
Medical Transportation or repatriation |
$75,000 |
$0 |
|
Transport of a person due to the hospitalisation of the insured |
Return tickets economy class |
$0 |
|
S$200 Day Max. 10 Days |
S$200 Day Max. 10 Days |
5 days |
|
Transportation of Repatriation of the Accompanying inusreds |
$3,000 |
$0 |
Deluxe Benefits
| Delux Cover | Benefit (s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Relay of Urgent Messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included - Service Only |
$0 |
|
General Information |
Included - Service Only |
$0 |
|
Hijack |
$100 Hour Max. 100 Hours |
$0 |
|
Medical Transportation and Repatriation |
||
|
Medical Transportation or Repatriation |
$150,000 |
$0 |
|
Transport of a Person Due to the Hospitalisation of the Insured |
Return tickets Economy Class |
5 Days |
|
Stay Of A Person Due To The Hospitalisation of the Insured |
$200 Day Max. 10 Days |
5 days |
|
Transportation of Repatriation of the Accompanying Insured |
$3,000 |
$0 |
|
Medical Expenses |
||
|
Medical Expenses abroad - COVID 19 Included |
$15,000 |
$30 |
|
Compulsory Quarantine in case of infection with COVID-19 |
$80 Per Day – Max. 14 days |
$0 |
|
First Medical Assistance Abroad |
Included in General Limit |
$30 |
|
Dental Expenses |
$650 |
$25 |
|
Pharmaceutical Expenses |
Included in General Limit |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation of the Deceased Insured |
$15,000 |
$0 |
|
Luggage |
||
|
Indemnity Due To Problems With The Checked-In Luggage (Accidental Damage) |
$2,000 |
$50 |
|
Compensation for Baggage Delay |
$350 |
4 Hours |
|
Cancellation |
||
|
Reimbursement of the Cancellation Expenses of The Trip |
$3,000 |
$100 |
|
Delays |
||
|
Indemnity Due To The Transport Departure Delay |
$1000 |
4 Hours |
|
Curtailment |
||
|
Curtailment Expenses |
$2500 |
$100 |
|
Early Return Due To Serious Family Matter |
Same Class Ticket |
$0 |
|
Personal Accidents |
||
|
Accidental Death Means Of Transport |
$50,0000
|
$0 |
|
Permanent Accidental Disability (Means Of Transport) |
% As Per Scale |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical Damages To Third- Parties |
$150,000 |
$0 |
|
Legal Defence (Not Traffic) |
$5,000 |
$0 |
|
Deposit For Legal Costs and Expenses |
$10,000 |
$0 |
|
Personal Liability Due To Material Damages To Third-Parties |
$150,000 |
$0 |
|
Complementary Medical Covers |
||
|
Hospital Compensation |
$50 Day Max.10 Days |
$0 |
|
Complementary Card Covers |
||
|
Replacement Of The Passport and The Driving License by Emergency Documents |
$500 |
$0 |
Student Basic Benefits
| Student Basic Cover | Benefit (s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Dispatch of Medication |
Included Service Only |
$0 |
|
General Information |
Included Service Only |
$0 |
|
Medical Transport and Repatriation |
||
|
Medical Transportation or Repatriation |
$30,000 |
$0 |
|
Transport of a Person due to the Hospitalisation of the insured |
Return Tickets Economy Class |
5 Days |
|
Stay Of a Person Due To The
Hospitalisation of the Insured |
$100 per Day Max. 10 DAYS |
5 Days |
|
Medical Expenses |
||
|
Medical Expenses abroad - Covid 19 included |
$60,000 |
$30 |
|
Compulsory Quarantine in case of infection
with Covid-19 |
$80 per day – Max. 14 days |
$80 per day – Max. 14 days |
|
First Medical Assistance Abroad |
Included in General Limit |
$30 |
|
Dental Expenses |
$500 |
$30 |
|
Pharmaceutical Expenses |
Included in General Limit |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation of the
Deceased Insured |
$15,000 |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical
Damages To Third-Parties |
$50,000 |
$150 |
|
Legal Defense (Not Traffic) |
$2,000 |
$0 |
|
Deposit for Legal Costs and Expenses |
$0 |
$0 |
|
Personal Liability Due To Material
Damages To Third-Parties |
$50,000 |
$150 |
|
Complementary Card Covers |
||
|
Replacement Of The Passport and
Driving License By Emergency
Documents |
$300 |
$0 |
Student Premium Benefits
| Student Premium Cover | Benefit (s) | Excess | ||
|---|---|---|---|---|
|
Personal Assistance |
||||
|
Dispatch of Medication |
Included Service Only |
$0 |
||
|
General Information |
Included Service Only |
$0 |
||
|
Medical Transport and Repatriation |
||||
|
Medical Transportation or Repatriation |
$50,000 |
$0 |
||
|
Transport of a Person Due To The
Hospitalisation of The Insured |
Return Tickets Economy Class |
5 Days |
||
|
Stay of a Person Due To The Hospitalisation of The Insured |
$100 Day Max. 10 Days |
5 Days |
||
|
Medical Expenses |
||||
|
Medical Expenses Abroad - Covid 19 Included |
$100,000 |
$30 |
||
|
Compulsory Quarantine in case of infection
with Covid-19 |
$80 Per day – Max. 14 Days |
$80 Per Day – Max. 14 Days |
||
|
First Medical Assistance Abroad |
Included In General
Limit |
$30 |
||
|
Dental Expenses |
$500 |
$30 |
||
|
Pharmaceutical Expenses |
Included In General
Limit |
$0 |
||
|
Repatriation of Mortal Remains |
||||
|
Transport or Repatriation of The
Deceased Insured |
$25,000 |
$0 |
||
|
Personal Liability |
||||
|
Personal Liability Due To Physical
Damages To Third-Parties |
$50,000 |
$150 |
||
|
Legal Defence (Not Traffic) |
$2,000 |
$0 |
||
|
Deposit For Legal Costs and Expenses |
$20,000 |
$0 |
||
|
Personal Liability Due To Material
Damages To Third-Parties |
$50,000 |
$150 |
||
|
Complementary Card Cover |
||||
|
Replacement of Passport and The
Driving License By Emergency
Documents |
$300 |
$0 |
||
BESTLIFE INSURANCE TRAVEL POLICY
Terms & Conditions
To view our Terms & Conditions click on the link >>> Bestlife Zambia – Travel Insurance Terms & Conditions
Why Choose Bestlife?
Let Bestlife Insure your International Travel as you live your best life!!!
Classic Benefits World
| Classic - Cover (Rest of the World) | Benefit(s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Relay of Urgent Messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included - Service only |
$0 |
|
General Information |
Included - Service Only |
$0 |
|
Hijack |
$50 Hour Max. 100 Hours |
$0 |
|
Medical Transportation and Repatriation |
||
|
Medical Transportation or Repatriation |
$40,000 |
$0 |
|
Transport of a Person Due to the Hospitalisation of the Insured |
NIL |
5 Days |
|
Stay of a Person Due To The Hospitalisation of the Insured |
$100 Day Max. 10 Days |
5 days |
|
Transportation of Repatriation of the Accompanying Inusreds |
$1,500 |
$0 |
|
Medical Expenses |
||
|
Medical Expenses Abroad - Covid 19 Included |
$40,000 |
$30 |
|
Compulsory Quarantine in case of Infection with Covid-19 |
$80 Per Day – Max. 14 Days |
$30 |
|
First Medical Assistance Abroad |
Included in General Limit |
$30 |
|
Dental Expenses |
$500 |
$25 |
|
Pharmaceutical Expenses |
Included in General Limit |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation of the Deceased Insured |
$10,000 |
$0 |
|
Luggage |
||
|
Indemnity Due To Problems with the Checked-In Luggage (Accidental Damage, Loss, Robbery) |
$1,500 |
$50 |
|
Compensation For Baggage Delay |
$250 |
4 Hours |
|
Cancellation |
||
|
Reimbursement of the Cancellation Expenses of The Trip |
$2,000 |
$100 |
|
Delays |
||
|
Indemnity Due To The Transport Departure Delay |
$300 |
4 Hours |
|
Curtailment |
||
|
Curtailment Expenses |
$2,000 |
$100 |
|
Early Return Due To Serious Family Matter |
Same Class Ticket |
$0 |
|
Personal Accidents |
||
|
Accidental Death Means of Transport |
$20,000 |
$0 |
|
Permanent Accidental Disability (Means of Transport) |
% As Per Scale |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical Damages To Third- Parties |
$100,000 |
$0 |
|
Legal Defence (Not Traffic) |
$3,500 |
$0 |
|
Deposit For Legal Costs and Expenses |
$3,000 |
$0 |
|
Personal Liability Due To Material Damages To Third-Parties |
$100,000 |
$0 |
|
Complementary Medical Covers |
||
|
Hospital Compensation |
$35 Day Max. 10 Days |
$0 |
|
Complementary Card Covers |
||
|
Replacement of The Passport and The Driving Licence By Emergency Documents |
$500 |
$0 |
Classic Benefits Asia
| Classic - Cover (Asia) | Benefit (s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Relay of Urgent Messages |
Included Service |
$0 |
|
Dispatch of Medication |
Included Service |
$0 |
|
General Information |
Included Service |
$0 |
|
Hijack |
NIL |
$0 |
|
Medical Transportation & Repatriation |
||
|
Medical Transportation or Repatriation |
$15,000 |
$0 |
|
Transport of a person due to the Hospitalisation of the Insured |
NIL |
$0 |
|
Stay of a Person Due To The Hospitalisation Of The Insured |
NIL |
|
|
Transportation of Repatriation of the Accompanying Insured |
$1,500 |
$0 |
|
Medical Expenses |
||
|
Medical Expenses Abroad - Covid 19 Included |
$15,000 |
$30 |
|
Compulsory Quarantine In Case of Infection with Covid-19 |
$80 Per day – Max. 14 days |
$0 |
|
First Medical Assistance Abroad |
Included In General |
$30 |
|
Dental Expenses |
$100 |
$25 |
|
Pharmaceutical Expenses |
Included in General |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport Or Repatriation Of The Deceased Insured |
$10,000 |
$0 |
|
Luggage |
||
|
Indemnity Due To Problems With The Checked - In Luggage |
$1,500 |
$50 |
|
Compensation for Baggage Delay |
$250 |
4 Hours |
|
Cancellation |
||
|
Reimbursement Of The Cancellation Expenses Of The Trip |
NIL |
$0 |
|
Delays |
||
|
Indemnity Due To The Transport Departure Delay |
NIL |
$0 |
|
Curtailment |
||
|
Curtailment Expenses |
NIL |
$0 |
|
Early Return Due To Serious Family Matter |
NIL |
$0 |
|
Personal Accidents |
||
|
Accidental Death Means Of Transport |
NIL |
$0 |
|
Permanent Accidental Disability (Means Of Transport) |
NIL |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical Damages To Third- Parties |
NIL
|
$0 |
|
Legal Defence (Not Traffic) |
NIL |
$0 |
|
Deposit For Legal Costs and Expenses |
NIL |
$0 |
|
Personal Liability Due To Material Damages To Third-Parties |
NIL |
$0 |
|
Complementary Medical Cover |
||
|
Hospital Compensation |
NIL |
$0 |
|
Complementary Card Cover |
||
|
Replacement Of The Passport and The Driving License By Emergency Documents |
$500 |
$0 |
Classic Benefits Africa
| Classic - Cover (Africa) | Benefit (s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Relay of Urgent Messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included - Service Only |
$0 |
|
General Information |
Included - Service Only |
$0 |
|
Hijack |
NIL |
$0 |
|
Medical Transportation and Repatriation |
||
|
Medical Transportation or Repatriation |
$15,000 |
$0 |
|
Transport of a Person Due to the Hospitalisation of the Insured |
NIL |
$0 |
|
Stay of a Person Due To The Hospitalisation of The Insured |
NIL |
$0 |
|
Transportation of Repatriation of the Accompanying Insureds |
$1,500 |
$0 |
|
Medical Expenses |
||
|
Medical Expenses Abroad - Covid 19 Included |
$15,000 |
$30 |
|
Compulsory Quarantine In Case of Infection with Covid-19 |
$80 Per Day – Max. 14 Days |
$0 |
|
First Medical Assistance Abroad |
Included in General Limit |
$30 |
|
Dental Expenses |
$100 |
$25 |
|
Pharmaceutical Expenses |
Included in General Limit |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation of The Deceased Insured |
$10,000 |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation of The Deceased Insured |
$10,000 |
$0 |
|
Luggage |
||
|
Indemnity Due To Problems With The Checked-In Luggage (Accidental Damage, Loss, Robbery) |
$1,500 |
$50 |
|
Compensation For Baggage Delay |
$250 |
4 Hours |
|
Cancellation |
||
|
Reimbursement of the Cancellation Expenses of the Trip |
NIL |
$0 |
|
Delays |
||
|
Indemnity Due To The Transport Departure Delay |
NIL |
4 Hours |
|
Curtailment |
||
|
Curtailment Expenses |
NIL |
$0 |
|
Early Return Due To Serious Family Matter |
NIL |
$0 |
|
Personal Accidents |
||
|
Accidental Death Means of Transport |
NIL |
$0 |
|
Permanent Accidental Disability (Means of Transport) |
NIL |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical Damages To Third- Parties |
NIL |
$0 |
|
Legal Defence (Not Traffic) |
NIL |
$0 |
|
Deposit For Legal Costs and Expenses |
NIL |
$0 |
|
Personal Liability Due To Material Damages To Third-Parties |
NIL |
$0 |
|
Complementary Medical Covers |
||
|
Hospital Compensation |
NIL |
$0 |
|
Complementary Card Cover |
||
|
Replacement of The Passport and The Driving License By Emergency Documents |
$500 |
$0 |
Classic Benefits Europe
| Classic - Cover (Europe) | Benefit (s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Relay of Urgent Messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included - Service Only |
$0 |
|
General Information |
Included - Service Only |
$0 |
|
Hijack |
NIL |
$0 |
|
Medical Transportation and Repatriation |
||
|
Medical Transportation or Repatriation |
$40,000 |
$0 |
|
Transport of a Person Due to the Hospitalisation of the Insured |
NIL |
$0 |
|
Stay of a Person Due To The Hospitalisation Of The Insured |
$100 Day Max. 10 Days |
5 days |
|
Transportation of Repatriation of the Accompanying Insured |
$1,500 |
$0 |
|
Medical Expenses |
||
|
Medical Expenses Abroad - Covid 19 Included |
$40,000 |
$30 |
|
Compulsory Quarantine in case of Infection with Covid-19 |
$80 Per Day – Max. 14 Days |
$0 |
|
First Medical Assistance Abroad |
Included in General Limit |
$30 |
|
Dental Expenses |
$100 |
$25 |
|
Pharmaceutical Expenses |
Included in General Limit |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation of The Deceased Insured |
$10,000 |
$0 |
|
Luggage |
||
|
Indemnity Due To Problems With The Checked-In Luggage (Accidental Damage, Loss, Robbery) |
$1,500 |
$50 |
|
Compensation For Baggage Delay |
$250 |
4 Hours |
|
Cancellation |
||
|
Reimbursement Of The Cancellation Expenses Of The Trip |
4 Hours |
NIL |
|
Delays |
||
|
Indemnity Due To The Transport Departure Delay |
$100 |
4 Hours |
|
Curtailment |
||
|
Curtailment Expenses |
NIL |
$100 |
|
Early Return Due To Serious Family Matter |
Same Class Ticket |
$0 |
|
Personal Accidents |
||
|
Accidental Death Means of Transport |
$10,000 |
$0 |
|
Permanent Accidental Disability (Means of Transport) |
% As Per Scale |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical Damages To Third-Parties |
NIL |
$0 |
|
Legal Defence (Not Traffic) |
NIL |
$0 |
|
Deposit For Legal Costs and Expenses |
NIL |
$0 |
|
Personal Liability Due To Material Damages To Third-Parties |
NIL |
$0 |
|
Complementary Medical Covers |
||
|
Hospital Compensation |
$35 Day Max. 10 Days |
$0 |
|
Complementary Card Covers |
||
|
Replacement Of The Passport and The Driving License By Emergency Documents |
$500 |
$0 |
Premier Excess
| PremierCover | Benefit (s) | Excess |
|---|---|---|
|
Personal assistance |
||
|
Relay of urgent messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included -service only |
$0 |
|
General Information |
Included -Service Only |
$0 |
|
Hijack |
$100 hour Max. 100 hours |
$0 |
|
Medical Transportation and repatriation |
||
|
Medical Transportation or repatriation |
$75,000 |
$0 |
|
Transport of a person due to the hospitalisation of the insured |
Return tickets economy class |
$0 |
|
S$200 Day Max. 10 Days |
S$200 Day Max. 10 Days |
5 days |
|
Transportation of Repatriation of the Accompanying inusreds |
$3,000 |
$0 |
Premier Benefits
| Premier Cover | Benefit (s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Relay of Urgent Messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included - Service Only |
$0 |
|
General Information |
Included -Service Only |
$0 |
|
Hijack |
$100 hour Max. 100 hours |
$0 |
|
Medical Transportation & Repatriation |
||
|
Medical Transportation or Repatriation |
$75,000 |
$0 |
|
Transport of a Person due to the Hospitalisation of the Insured |
Return tickets Economy Class |
5 Days |
|
Stay of a Person Due To The Hospitalisation OF The Insured |
$200 DAY MAX. 10 DAYS |
5 days |
|
Transportation or Repatriation of the Accompanying Insured |
$3,000 |
$0 |
|
Medical Expenses |
||
|
Medical Expense Abroad - Covid 19 Included |
$75,000 |
$30 |
|
Compulsory Quarantine in case of Infection with Covid-19 |
$80 Per Day – Max. 14 days |
$0 |
|
First Medical Assistance Abroad |
Included in General Limit |
$30 |
|
Dental Expenses |
$650 |
$25 |
|
Pharmaceutical Expenses |
Included in General Limit |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation Of The Deceased Insured |
$15,000 |
$0 |
|
Luggage |
||
|
Indemnity Due To Problems With The Checked-In Luggage (Accidental Damage, Loss, Robbery) |
$2,000 |
$50 |
|
Compensation For Baggage Delay |
$350 |
4 Hours |
|
Cancellation |
||
|
Reimbursement of The Cancellation Expenses of The Trip |
$3,000 |
$100 |
|
Delays |
||
|
Indemnity Due To The Transport Departure Delay |
$1,000 |
4 Hours |
|
Curtailment |
||
|
Curtailment Expenses |
$2,500 |
$100 |
|
Early Return Due To Serious Family Matter |
Same Class Ticket |
$0 |
|
Personal Accidents |
||
|
Accidental Death Means of Transport |
$20,000 |
$0 |
|
Permanent Accidental Disability (Means of Transport) |
% As Per Scale |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical Damages To Third- Parties |
$150,000 |
$0 |
|
Legal Defence (Not Traffic) |
$5,000 |
$0 |
|
Deposit For Legal Costs and Expenses |
$10,000 |
$0 |
|
Personal Liability Due To Material Damages To Third-Parties |
$150,000 |
$0 |
|
Complementary Medical Covers |
||
|
Hospital Compensation |
$50 Day Max.10 Days |
$0 |
|
Complementary Card Covers |
||
|
Replacement of The Passport and The Driving License by Emergency Documents |
$500 |
$0 |
Deluxe Excess
| Deluxe Cover | Benefit (s) | Excess |
|---|---|---|
|
Personal assistance |
||
|
Relay of urgent messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included -service only |
$0 |
|
General Information |
Included -Service Only |
$0 |
|
Hijack |
$100 hour Max. 100 hours |
$0 |
|
Medical Transportation and repatriation |
||
|
Medical Transportation or repatriation |
$75,000 |
$0 |
|
Transport of a person due to the hospitalisation of the insured |
Return tickets economy class |
$0 |
|
S$200 Day Max. 10 Days |
S$200 Day Max. 10 Days |
5 days |
|
Transportation of Repatriation of the Accompanying inusreds |
$3,000 |
$0 |
Deluxe Benefits
| Delux Cover | Benefit (s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Relay of Urgent Messages |
Included - Service Only |
$0 |
|
Dispatch of Medication |
Included - Service Only |
$0 |
|
General Information |
Included - Service Only |
$0 |
|
Hijack |
$100 Hour Max. 100 Hours |
$0 |
|
Medical Transportation and Repatriation |
||
|
Medical Transportation or Repatriation |
$150,000 |
$0 |
|
Transport of a Person Due to the Hospitalisation of the Insured |
Return tickets Economy Class |
5 Days |
|
Stay Of A Person Due To The Hospitalisation of the Insured |
$200 Day Max. 10 Days |
5 days |
|
Transportation of Repatriation of the Accompanying Insured |
$3,000 |
$0 |
|
Medical Expenses |
||
|
Medical Expenses abroad - COVID 19 Included |
$15,000 |
$30 |
|
Compulsory Quarantine in case of infection with COVID-19 |
$80 Per Day – Max. 14 days |
$0 |
|
First Medical Assistance Abroad |
Included in General Limit |
$30 |
|
Dental Expenses |
$650 |
$25 |
|
Pharmaceutical Expenses |
Included in General Limit |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation of the Deceased Insured |
$15,000 |
$0 |
|
Luggage |
||
|
Indemnity Due To Problems With The Checked-In Luggage (Accidental Damage) |
$2,000 |
$50 |
|
Compensation for Baggage Delay |
$350 |
4 Hours |
|
Cancellation |
||
|
Reimbursement of the Cancellation Expenses of The Trip |
$3,000 |
$100 |
|
Delays |
||
|
Indemnity Due To The Transport Departure Delay |
$1000 |
4 Hours |
|
Curtailment |
||
|
Curtailment Expenses |
$2500 |
$100 |
|
Early Return Due To Serious Family Matter |
Same Class Ticket |
$0 |
|
Personal Accidents |
||
|
Accidental Death Means Of Transport |
$50,0000
|
$0 |
|
Permanent Accidental Disability (Means Of Transport) |
% As Per Scale |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical Damages To Third- Parties |
$150,000 |
$0 |
|
Legal Defence (Not Traffic) |
$5,000 |
$0 |
|
Deposit For Legal Costs and Expenses |
$10,000 |
$0 |
|
Personal Liability Due To Material Damages To Third-Parties |
$150,000 |
$0 |
|
Complementary Medical Covers |
||
|
Hospital Compensation |
$50 Day Max.10 Days |
$0 |
|
Complementary Card Covers |
||
|
Replacement Of The Passport and The Driving License by Emergency Documents |
$500 |
$0 |
Student Basic Benefits
| Student Basic Cover | Benefit (s) | Excess |
|---|---|---|
|
Personal Assistance |
||
|
Dispatch of Medication |
Included Service Only |
$0 |
|
General Information |
Included Service Only |
$0 |
|
Medical Transport and Repatriation |
||
|
Medical Transportation or Repatriation |
$30,000 |
$0 |
|
Transport of a Person due to the Hospitalisation of the insured |
Return Tickets Economy Class |
5 Days |
|
Stay Of a Person Due To The
Hospitalisation of the Insured |
$100 per Day Max. 10 DAYS |
5 Days |
|
Medical Expenses |
||
|
Medical Expenses abroad - Covid 19 included |
$60,000 |
$30 |
|
Compulsory Quarantine in case of infection
with Covid-19 |
$80 per day – Max. 14 days |
$80 per day – Max. 14 days |
|
First Medical Assistance Abroad |
Included in General Limit |
$30 |
|
Dental Expenses |
$500 |
$30 |
|
Pharmaceutical Expenses |
Included in General Limit |
$0 |
|
Repatriation of Mortal Remains |
||
|
Transport or Repatriation of the
Deceased Insured |
$15,000 |
$0 |
|
Personal Liability |
||
|
Personal Liability Due To Physical
Damages To Third-Parties |
$50,000 |
$150 |
|
Legal Defense (Not Traffic) |
$2,000 |
$0 |
|
Deposit for Legal Costs and Expenses |
$0 |
$0 |
|
Personal Liability Due To Material
Damages To Third-Parties |
$50,000 |
$150 |
|
Complementary Card Covers |
||
|
Replacement Of The Passport and
Driving License By Emergency
Documents |
$300 |
$0 |
Student Premium Benefits
| Student Premium Cover | Benefit (s) | Excess | ||
|---|---|---|---|---|
|
Personal Assistance |
||||
|
Dispatch of Medication |
Included Service Only |
$0 |
||
|
General Information |
Included Service Only |
$0 |
||
|
Medical Transport and Repatriation |
||||
|
Medical Transportation or Repatriation |
$50,000 |
$0 |
||
|
Transport of a Person Due To The
Hospitalisation of The Insured |
Return Tickets Economy Class |
5 Days |
||
|
Stay of a Person Due To The Hospitalisation of The Insured |
$100 Day Max. 10 Days |
5 Days |
||
|
Medical Expenses |
||||
|
Medical Expenses Abroad - Covid 19 Included |
$100,000 |
$30 |
||
|
Compulsory Quarantine in case of infection
with Covid-19 |
$80 Per day – Max. 14 Days |
$80 Per Day – Max. 14 Days |
||
|
First Medical Assistance Abroad |
Included In General
Limit |
$30 |
||
|
Dental Expenses |
$500 |
$30 |
||
|
Pharmaceutical Expenses |
Included In General
Limit |
$0 |
||
|
Repatriation of Mortal Remains |
||||
|
Transport or Repatriation of The
Deceased Insured |
$25,000 |
$0 |
||
|
Personal Liability |
||||
|
Personal Liability Due To Physical
Damages To Third-Parties |
$50,000 |
$150 |
||
|
Legal Defence (Not Traffic) |
$2,000 |
$0 |
||
|
Deposit For Legal Costs and Expenses |
$20,000 |
$0 |
||
|
Personal Liability Due To Material
Damages To Third-Parties |
$50,000 |
$150 |
||
|
Complementary Card Cover |
||||
|
Replacement of Passport and The
Driving License By Emergency
Documents |
$300 |
$0 |
||
BESTLIFE INSURANCE TRAVEL POLICY
Terms & Conditions
To view our Terms & Conditions click on the link >>> Bestlife Zambia – Travel Insurance Terms & Conditions
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